The newly enacted Affordable Care Act

I’m now almost a week into my ACA insurance (aka: Obama Care) and there is already a difference between the insurance I had and the one I have now. You may have heard that the policies are expensive, impossible to register for, not as good as our old policies, etc. I just got a prescription from my druggist. It was just a few dollars less. My physician co-pay is one third of what it was. A few more things are covered that I don’t need like birth control and mammograms, but I can deal with that since my insurance premiums are about two-thirds of what they were. Did I mention that it is almost the same policy that I had previously, from the same insurance company? In addition, a month ago I received a bill from them stating that they were to be raising my premiums again like they did between 14 to 24 percent per year each year for the last five years.

Sure, but what hell did I have to go through to get the policy? It took me about a half-hour to register (luckily I did have all the documents and information needed) and a week later I was given four choices of carriers from which I needed to select one. I paid for the policy and it is as if nothing changed… well, perhaps a bit of extra change in my pocket. That extra weight seems to make me feel more healthy.

It is possible that everything went as easily for me as it did as a result of my state having a Democratic Governor. New York State as other democratic governed states set up it’s own website (New York State of Health) as was the intention for all states to do their own websites. It did not depend upon a national government with self-serving politic militants shooting bombs at each other. It was serving it’s citizenry as senators and representatives are supposed to do. Yes, often the Democrats get a bit too ‘bleeding-heart’, however I believe the heart is at least in the collective life of the people at large rather than brought out of a few individual’s wallets at strategic times.

The Obama White House had been a disappointment on far too many fronts though the election alternative we were given would have led us down a road (perhaps only more quickly) to a country dominated by religions and profiteers. Democrats are not immune to this by any means, but their collective trends are not going in the negative direction towards a church centered plutocracy.

Do you think we would have had national governmental equal rights 'direction' if there was a Republican in the oval office? State’s rights are another matter dependent upon voter majority rule, rather than civil rights. My fear is that the next congress will be elected as the reflection of our wayward Democratic President. This reflection is being milled to a gloss by the house majority and backed by the silver of those who have far too much of that bounty spreading around for their own interests. 'When you add silver to a glass window you no longer see the world, you only see yourself.' (paraphrase: The Dybbuk by, S. Ansky)

As for now, I have my health and my rights, however nothing has ever been built so strong that it couldn’t be torn down and replaced.


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  • I don't know that it's accurate to say that the 80 percent covered by employer insurance are unaffected. A number of employers are scaling back plans to fit the ACA mandate and avoid the "luxury tax," and a few are even dropping insurance for their employees rationalizing that they can pick it up on the marketplace.

    I know on my work insurance, the quality of coverage has gone down a lot, but so has the price. Time will tell how that works out.
    BearinFW 01/08/2014 04:01 AM
  • After all the lies being told by the right wing obstructionists, when it all filters out, most people will be happier with the new controls on insurance companies. It really isn't health reform as much as it is insurance reform. Those days of willy-nilly huge price increases for no obvious reason are gone. Gone also are the junk policies that ended up not covering anything when the time came.

    Let's face it, health insurance for all was a Republican idea which was implemented very successfully by the Romeny administration (instigated by their majority Democratic State Congress) in Massachusetts, but once a charismatic, African-American, Democrat in the White House proposed it, the lies began and have not stopped.
    rjzip 01/07/2014 05:17 PM
  • The ACA doesn't help everyone, but it's not nearly as bad as it's been made out to be.
    BearinFW 01/07/2014 04:18 PM